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Financial peace of mind comes with a plan...

Let us give you the confidence to enjoy the retirement you've always wanted. 

We are a faith-based RIA that helps guide clients to financial peace of mind. We care for clients in every way that money impacts them - financially, emotionally, relationally and even spiritually.


 


Are you planning to retire in the next 5 years?

If so, you need to take this quiz!


Take Our Retirement Readiness Quiz


Our clients are pre-retirees and retirees with $2 million - $15 million in investable assets who value transparency, quality, and wisdom.


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Established Professionals

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ESTABLISHED PROFESSIONALS

We help established professionals maximize wealth building opportunities, manage cash flow needs (such as paying for college or helping aging parents), and protect their loved ones through careful planning.

Whether you are an executive in need of assistance with managing special compensation such as stock options or a small business owner focused on building personal wealth and preparing a succession plan, our team can help you navigate these opportunities with ease.

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Pre and Post Retirees in Transition

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Pre and Post Retirees in Transition

Making a major life change is challenging and intimidating. That’s why it’s important to have a strong team of professionals that have your back. We can help you as you transition careers or prepare for retirement. We have helped hundreds of people successfully navigate the change from building wealth to drawing on wealth, and our expertise will help make the process easier for you.

We can also help you as you face transitions not in your control such as a divorce or loss of a spouse. We have extensive experience in helping people reorganize their family finances, handle changing income streams, and structure their wealth to provide a stable foundation in their working and retirement years.

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Stress Free Retirees

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STRESS FREE RETIREES

Five years before and after your retirement are critical for success - we like to refer to this time as the “retirement red zone.” We help people like you transition from accumulating assets to utilizing those assets in your retirement. We will assist you with tapping resources at the appropriate time so you never have to worry about running out of money.

We are also experienced with tax implications from various withdrawal strategies. In addition, we can incorporate a budgeting plan so you can continue to do the things you love such as charitable gifting, traveling, and spending time with family. You deserve a stress free retirement, and we are here to help you get there.



Helping You Get the Most Out of Life’s Second Chapter.


Some transitions in life are expected, like retirement, and others can be unforeseen and devastating, like the loss of a spouse. Such drastic life events have significant effects on your income, net worth, and sense of stability, and it can be difficult to face the financial impacts of these changes while dealing with the emotional challenges.

At Adams Chetwood, we have decades of experience walking clients through times of transition and helping them establish a new financial path that brings back a sense of clarity and peace.


In retirement, how can I do what I want,  when I want, and not have to worry about money?


Schedule a Meeting


WHO WE ARE


Retire with Confidence

We specialize in helping people retire with confidence. We guide them as they transition from the accumulation phase of life to the distribution phase of life. We believe it is just as important to know what you are retiring toward as it is to know what you are retiring from. The retirement transition can be a stressful time when a comprehensive financial plan is crucial to ensure the accuracy of income projections, estate planning, tax planning and life planning. Having one central team to coordinate all the logistical aspects of your retirement will free you up to focus on more important things. We believe strongly in proactive wealth management and work to coordinate with your CPA’s, estate attorneys, and other professionals to ensure you enjoy financial peace of mind after a long and successful career. 




Your Team

Eric Chetwood, CFP® Photo

Eric Chetwood, CFP®

Managing Partner
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Eric Chetwood, CFP®

eric.chetwood@adamschetwood.com

Eric Chetwood, CFP® graduated from the Kenan-Flagler Business School at the University of North Carolina at Chapel Hill in 2003 with a Bachelor’s degree in Business Administration. His primary responsibilities consist of helping clients with comprehensive financial planning and portfolio construction.

In 2007, Eric completed coursework and successfully passed the Certified Financial Planner exam. This year-long curriculum and 10 hour final exam covered various aspects of financial planning.

Away from the office, Eric enjoys effecting change in the local community. He was chosen to participate in the 2007 Leadership Durham program and the 2009 Leadership Triangle program. Currently, Eric serves as a directional Elder at the Summit Church. He also serves on the board of directors for the NC Study Center at UNC-CH and previously served on the board of Samaritan Health Center, an organization that provides medical care to uninsured and low income families in Durham. He and his wife, Allison, have two sons and are passionate about adoption advocacy as well as leveraging their gifts and resources to alleviate physical and spiritual poverty through microfinance and social businesses. 

Rick Adams, MFS Photo

Rick Adams, MFS

Founder
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Rick Adams

RICK ADAMS began his career as a financial advisor with Wheat First Securities in 1989 remaining with the firm for twenty-five years. During his time there, the company carried six different brand names, the last being Wells Fargo Advisors. He spent much of his career as a Senior Vice-President, Investment Officer eventually leaving Wells as a Managing Partner.

Rick earned a Bachelor of Arts degree from the University of North Carolina at Chapel Hill. After graduation, he spent one year studying market economics at Grove City College in Pennsylvania. It was here while learning to apply the principles of macroeconomics to stock analysis that he developed his passion for finance. Throughout his career Rick has continued to hone his skills by taking classes in mathematics, statistics, finance, and accounting.

In May 2015, Rick along with business partner Eric Chetwood left Wells Fargo Advisors to form Adams Chetwood Wealth Management Group. Today, Rick focuses on delivering customized investment planning strategies for high-net-worth individuals, families and institutions. 

In August 2017, Rick earned his Masters of Finance degree from Northeastern University where he further developed his analytical and financial management skills.

In 1987, Rick married Jane Woodson Adams. The couple have four adult children residing in North Carolina, Colorado, and Louisiana. Rick is committed to helping his community prosper. He serves on the Board of Trustees for Durham Technical Community College and chairs Parents for Educational Freedom in North Carolina. He is also an elder at Restoration Church here in Durham. Rick carries a passion for young people in this area, currently serving on the local board for Young Life. He has also served as a member of the Board of Trustees of Trinity School and the Agapé Corner School, which serves at-risk, inner city youth. For ten years he was on the Board of Directors of Pregnancy Support Services in Durham. 

Michelle Disney, CFP® Photo

Michelle Disney, CFP®

Chief Operations Officer
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Michelle Disney, CFP®

michelle.disney@adamschetwood.com

Michelle Disney graduated from the Kenan-Flagler Business School at the University of North Carolina at Chapel Hill with a degree in Business Administration and a concentration in Marketing.  Michelle has obtained her Series 66 securities registration in addition to the North Carolina Life and Health Insurance license.

In 2010, Michelle went on to earn the CERTIFIED FINANCIAL PLANNER™ certification by completing a rigorous course of study and series of exams covering topics such as insurance and estate planning, employee benefit and tax planning, as well as investment and retirement planning.

As the Chief Operations Officer and Chief Compliance Officer, Michelle’s responsibilities include crafting client financial plans, managing clients’ investment portfolios, directing firm operations, managing the firm’s compliance policies, supervising staff, and directing the business’ marketing initiatives.

Away from the office, Michelle and her husband, Daniel, are involved with animal welfare groups including the Coalition to Unchain Dogs and the Humane Society of the United States.




Katherine Edwards, CFP® Photo

Katherine Edwards, CFP®

Financial Planning Associate
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Katherine Edwards

katherine.edwards@adamschetwood.com

Originally from Charlotte, NC, Katherine graduated from UNC-Chapel Hill in 2011 and worked for two years as a Branch Service Associate at UBS Financial Services, handling client operations across two complexes. Katherine joined the Adams Chetwood Wealth Management group in March 2016 as a Registered Client Associate.

In July 2017, Katherine was authorized by the Certified Financial Planner Board of Standards (CFP Board) to use the CERTIFIED FINANCIAL PLANNER™ and CFP® certification marks in accordance with CFP Board certification and renewal requirements.

The CFP® marks identify those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering the following areas: professional conduct and regulation, general financial planning principles, education planning, risk management and insurance planning, investment planning, tax planning, retirement savings and income planning, and estate planning.

As a Financial Planning Associate, Katherine handles operational requests and also helps clients plan for retirement, budget for college savings, review their investments, and analyze their estate planning strategies.

Outside of work, Katherine enjoys running, traveling, reading, serving at her church in the children’s ministry, and learning how to cook new dishes.


Maria Core, FPQP™ Photo

Maria Core, FPQP™

Client Associate
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Maria Core, FPQP™

maria.core@adamschetwood.com

Maria Core joined the Adams Chetwood Wealth Management Group in the summer of 2019 as a Client Associate.  Maria assists our clients with account administration and operations.  

In 2021, Maria earned the Financial Paraplanner Qualified ProfessionalSM designation which involved rigorous studies in the areas of retirement planning, investment strategies, tax implications of financial decisions, and insurance planning.

Maria joined us from the Summit College program where she served on staff managing student outreach. In her previous role, Maria organized campus events, trained staff on outreach and communication initiatives, and pioneered a new Summit College program at Meredith. She earned her Bachelor of Science in Mathematics degree from Meredith College in 2016. 

Maria lives in Raleigh, and in her spare time, she enjoys painting, practicing calligraphy, traveling, reading, and serving at her church. 

Audra Grice, FPQP™ Photo

Audra Grice, FPQP™

Client Associate
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Audra Grice, FPQP™

audra.grice@adamschetwood.com

Audra joined the Adams Chetwood Wealth Management Group in the spring of 2020 as a Client Associate. She assists our clients with account administration and operations.

In 2021, Audra earned the Financial Paraplanner Qualified ProfessionalSM designation which involved rigorous studies in the areas of retirement planning, investment strategies, tax implications of financial decisions, and insurance planning.  

Audra grew up in nearby Chapel Hill and graduated from James Madison University in 2017 with a degree in Hospitality Management and a double minor in Business and French. Audra's background also includes her role as a manager at the Washington Duke Inn where she earned Employee of the Year in 2018 for her outstanding client service. Her degree and experience in hospitality have given her the skills to care well for clients and seek opportunities to provide service that exceeds expectations, even in the wealth management industry. As a Client Associate, Audra cares for our clients by ensuring that any required account maintenance runs smoothly and attending to all client requests in a timely manner.

Outside of the office, Audra enjoys riding on the back of her husband’s Harley, cheering on the Boston Red Sox, and spending time with her family and friends.



Allison Chetwood Photo

Allison Chetwood

Marketing Associate
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Allison has been an integral part of Adams Chetwood since the beginning of our firm, but we finally convinced her to formally join the team in the summer of 2020. Allison's primary responsibilities are helping us communicate and deliver financial peace of mind to existing clients as well as future clients.

Allison graduated from the University of North Carolina in 2003. She majored in advertising and public relations and has worked in marketing and advertising. Allison and Eric have two sons and are passionate about adoption advocacy as well as leveraging their gifts and resources to alleviate physical and spiritual poverty through microfinance and social businesses.

Elizabeth Fryman Photo

Elizabeth Fryman

Client Chaplain
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Elizabeth Fryman

ElizabethFryman@mchapusa.com

One of the core goals of our business is that we don’t want to just make rich people richer.  We want to care for clients in every way that wealth impacts them: financially, relationally, emotionally and even spiritually.  As a comprehensive wealth management team, we get to walk alongside clients through many different chapters in life.  Some of those moments are really beautiful. We get to see the sense of accomplishment at a retirement party, and the reflection of a career well spent. We get to listen to stories about travels, grand kids, anniversaries and charitable legacies.  The best part of our job is getting to witness the realization of all the retirement dreams that required hours of sacrifice and planning.  Most of these moments are wonderful.

However other life chapters are not so wonderful.  For example, what is the best way for us to care for clients when they lose a spouse or family member?  Is the risk adjusted rate of return important to them when they receive a cancer diagnosis?  Sure, there are financial implications from these tragedies that we are equipped to speak about.  But in those days and weeks, clients need more than an updated action summary from their financial plan.  They need someone who is specifically trained to help them process their loss, loneliness, or fear in a compassionate and loving way. 

For that reason, we have hired a client chaplain who can help us care for clients in a more comprehensive manner. Elizabeth has counseled hundreds of people through life’s tough chapters with empathy and wisdom. We are excited and grateful that she is part of our team.


Dream Big, But Plan Accordingly.

WHAT WE DO


Financial Planning


After an in depth discussion with you regarding your financial situation, we will dive into developing a financial plan for you.

We will build a plan that provides the specific, actionable steps needed to improve your financial standing. Your plan may include some of the following topics and more:


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Retirement Planning

Retirement is inevitable. We cannot control the passing of time. That's why we want to help you take control of your retirement planning today. During the financial planning process, we can discuss where you want to be financially during retirement and map out a strategy to get you there.

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Estate Investment Planning

Estate planning is a critical step in planning for your family’s future. Having a well thought out plan in case you become incapacitated or predecease your children will make such challenging times easier to navigate for loved ones left behind. We will coordinate with your estate attorney to make sure your wishes are properly documented and implemented.

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Education

The cost of college education is constantly growing, and the key to preparing for your child’s future is saving as soon as possible and utilizing the proper investment vehicle. We will help you effectively plan for your child’s education needs.

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Insurance Analysis

Preparing for the unknown can be stressful. We will review your current insurance plan and search for any inefficiencies in your coverage. From there, we can help make the necessary adjustments to protect you and your family from unforeseen risks.


Investment Management


The investment plan is a byproduct of the overall financial plan. Everyone is different, and so we create a customized investment plan based on your individual needs and circumstances.  Your goals and your tolerance for risk are the two main ingredients that go into making your plan uniquely yours. 

Investing is a long-term endeavor. Most of us aim to build wealth over time, but it can be challenging. We believe it is necessary to have a clear sense of your goals and objectives (why you are investing in the first place), and then stick with a disciplined investment strategy.


Transparent Pricing

At Adams Chetwood Wealth Management, we deliver financial planning and investment management services that are both comprehensive to cover all aspects of your financial life but also specialized to the needs of our pre-retiree and retiree clients.

It's important to us that our pricing be transparent and clear, and our clients value knowing they pay us a single fee.

Our annualized fee for this service is a flat percentage charged on the assets that we manage:

Client HouseholdFee
Households with assets between $1 million to $2.5 million1% of assets under management
Households with assets between $2.5 million and $7.5 million0.8% of assets under management
Households with assets between $7.5 million and $12.5 million
0.65% of assets under management
Households with assets above $12.5 million
0.55% of assets under management



Typical Client Review




401k Advice

For many pre-retirees, their 401k or 403b is one of the most significant parts of their retirement nest egg. Yet, they devote little time to overseeing the investments in their portfolio or blindly trust that the autopilot investment options are the best vehicles to help them reach their goals. One of the core philosophies in our firm is that the investment allocation should be a derivative of the financial plan, not the other way around. In other words, our financial plans can optimize the amount of risk one should take to reach their goals, and if the investment allocation doesn’t match that risk profile, it is as worthless to the client as the nutrition plan or exercise regimen that is crafted and then never gets implemented.

From our side (the advisor), analyzing and monitoring each clients 401k is very time intensive because the structures and investment options are different for most every plan. We want to thoroughly research every fund offered in order to provide excellent advice for our clients, but also need an incentive to be compensated for our ongoing time and expertise. That is how we came up with our individual 401k monitoring and advice service. You can engage us to provide the following:

  • Analyze your retirement plan structure and investment options 
  • Customize a 401k allocation that integrates with your financial plan and empirically optimizes your ability to reach your financial goals 
  • Actively monitor your 401k so that any macroeconomic changes we make in your global allocation are reflected in your 401k 
  • Provide an annual financial check up on your 401k for rebalancing recommendations, allocation changes and financial plan integration
  • Enjoy the peace of mind of knowing that all your retirement accounts are rowing in the same direction

The cost for 401k monitoring is 0.8% annually (or 0.2% per quarter) which is slightly less than our usual agreement. We give a bit of a price break since the only thing we can’t do on your behalf is place the trades within your retirement plan. It is so important that all of your investment accounts complement each other and abide by the same risk profile. Many pre-retirees are hoping their 401k will get them to their retirement goals, but struggle to articulate what they own or why they own it. If you’d like help making sure that your 401k is propelling you toward your retirement goals and not subjecting you to unforeseen risks, just let us know. We are happy to show you a sample of our analysis at no charge.


Client Stories

After working for 41 years, my wife and I realized we needed a sound retirement plan that would meet our goals. When deciding on which firm to work with, Adams Chetwood was the clear choice for us. Eric and his team have high integrity, transparency and embrace values that closely match our own. The most important thing for us was to have a sound, thorough retirement plan that gave us the confidence in our retirement plan that could lead to retiring and striving to meet our financial goals. They have been able to fill that gap with an approach and investment plan that gives us confidence and the ability to enjoy retirement without worrying about money. 

- Bill & Donna

This testimonial is provided by a current client of our firm. We did not provide cash or non-cash compensation in exchange for the testimonial. Our firm helped prepare the content of this testimonial based on interviews with the client.


We started working with Adams Chetwood a number of years ago, and our experience has been nothing but positive. The firm has such people-friendly staff that we have really become like a specialized family: We live our lives happy and fulfilled, they work diligently to protect us, and we always look forward to meeting with them because they have become such supportive and encouraging friends. Moreover, we feel they have steered us in good financial directions, and have changed course when conditions warranted. It’s very reassuring having conscientious people worrying about the market and about our investments for us. We are very, very satisfied customers.

- Heath

This testimonial is provided by a current client of our firm. We did not provide cash or non-cash compensation in exchange for the testimonial. Our firm helped prepare the content of this testimonial based on interviews with the client.


After dealing with several advisors over the years, I needed someone who could help consolidate my accounts. I chose Adams Chetwood because they aligned with my traditional approach as a value investor looking for long-term growth. They helped me consolidate my retirement accounts with a unified approach to risk and guided me through the rollover of several accounts into an IRA. They were also able to help me create a comfortable retirement income based on my lifestyle.

With Adams Chetwood, I don’t have to worry about keeping track of complex details such as portfolio design. They are knowledgeable and take the responsibility of analyzing the market into their own hands. Most recently, during the COVID-19 pandemic, I was able to keep calm and carry on because of my confidence in Adams Chetwood.

- Jim

This testimonial is provided by a current client of our firm. We did not provide cash or non-cash compensation in exchange for the testimonial. Our firm helped prepare the content of this testimonial based on interviews with the client.


My wife and I chose Adams Chetwood Wealth Management Group as our financial advisor in the year leading up to my retirement in March 2020. We chose Adams Chetwood based upon the long-term positive experience and relationship that my parents have experienced with the firm and its founders.

Our advisor, Eric Chetwood, is one of the most trusted, principled and faith driven individuals that I’ve ever met.  His genuine concern for our family, financial risk appetite and financial goals are a hallmark of his commitment towards helping us achieve financial security and a legacy for our family. The most important benefit provided by Eric and his team is the comfort in knowing that our financial goals will be achieved.

- Ben & Peggy

This testimonial is provided by a current client of our firm. We did not provide cash or non-cash compensation in exchange for the testimonial. Our firm helped prepare the content of this testimonial based on interviews with the client.

We will not be right all the time, but we do want to be wise all the time. 

If we are wise all the time, we will be right enough of the time.

- Rick Adams, founder

NEWSLETTER

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What is your financial finish line? We can help you get there. 


We are here to guide you to financial peace of mind


Schedule a Meeting

WHY WORK WITH US?


Get Started Today!



Schedule a Meeting

CONTACT US


Adams Chetwood Wealth Management is based in the Raleigh-Durham area of NC, but we serve clients all over the country. We are available to meet with you virtually, in person, or by phone, whichever is most convenient for you.   

Please click below to schedule a meeting. You can also email or call us to set up your first consultation. We look forward to guiding you to financial peace of mind. 

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By failing to plan, you are planning to fail.

- Benjamin Franklin

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Careers

We are now hiring for:

  • Director of Operations/Chief Compliance Officer. Please click HERE to find out more and apply.
  • Financial Planning Associate. Please click HERE to find out more and apply.


Director of Operations/Chief Compliance Officer – Full Time


Who You Are:

Our ideal Director of Operations/CCO loves helping clients, leading a team, and desires a long term career in the wealth management industry. You are poised and polished in dealing with high net worth clients and have excellent communication skills. You enjoy utilizing your exceptional organizational and problem-solving skills to solve client issues, keep the internal business systems on track, and improve business processes through lean principles.   

You have a fanatical attention to detail and have high standards of excellence for yourself and for your team. You are comfortable being fully accountable for the client service delivered by your department and have a hunger to proactively improve your domain. As a leader with experience, you demonstrate outstanding initiative and are able to find answers and solve problems on your own.  

You understand the weight of dealing with a family’s life savings, and to that end, you let nothing slip through the cracks in the operations or service delivery process. Finally, you are always humble, and a true team player, and as such, you embody the firm values of continuous improvement, wisdom, ownership, family and stewardship.  

Job Summary: 

The Director of Operations/Chief Compliance Officer is integral to our clients’ financial success and the success of our organization.  In this role, you will lead and manage a team to service the needs of high net worth clients. As a member of the leadership team, you will advise on how to continuously improve operational strategy. You will administer, improve, and design business processes and procedures to create a repeatable, red carpet service experience for our clients. The Director of Operations/CCO will also handle complex operational needs for clients and will proactively work with the firm’s custodian to make the client experience seamless. You will also be responsible for proactively training and coaching operations staff to enhance their knowledge, skills, and service delivery. 

The Director of Operations/CCO will also oversee the RIA and broker dealer compliance. This position will lead the Compliance department and oversee all compliance and regulatory interaction and audit functions. Responsibilities include working with the firm's attorney/compliance consultant to develop and maintain policies and procedures and oversee the overall design/maintenance of the advisory services compliance program. The CCO will also be responsible for ensuring that Adams Chetwood reporting complies with regulatory requirements as well as firm policies and supervisory procedures. 

 

Job Description:

70% - Director of Operations 

  • Report to the Managing Partner and oversee all administrative and operational client service support.  
  • Improve existing operational systems and implement new systems as needed to increase service quality, efficiency, and firm profitability. 
  • Lead and manage a team of Client Associates to ensure excellent and consistent service levels, ensuring timely resolution of customer issues, and prompt client follow up 
  • Oversee all operational duties including new account processes, updating accounts, processing transfers, processing disbursements and deposits, data reconciliation, reporting, etc. 
  • Manage the professional development and training of all operations and compliance staff 
  • Verify accuracy of solutions delivered from non-client facing teams before delivery to clients.  
  • Oversee the updating of financial reporting and contact management systems to maintain data accuracy and integrity  
  • Oversee the technology infrastructure and manage third party relationships (i.e. custodians, vendors, and technology providers) 

 30% - Chief Compliance Officer  

  • Act as our appointed SEC and FINRA regulatory liaison, managing regulatory audits and exams 
  • Develop an overall strategic vision for the compliance program which effectively manages and mitigates risk, establishes proper controls, supports business initiatives and protects the company from legal and regulatory risk 
  • Executes on strategic & consistent approaches to compliance reviews, issues and/or concerns to minimize the enterprise’s exposure 
  • Oversees all departments to ensure compliance requirements are being met and proactively collaborates with other departments as needed to ensure compliance issues are addressed, investigated, and resolved 
  

Qualifications:

Experience 

  • Minimum of Bachelor’s degree (preferably in Business Management, Economics, or Finance)  
  • Series 7 license, CFP, ChFC, or WMS strongly preferred 
  • Minimum of 7 years’ experience in wealth management operations within an RIA context 
  • Minimum of 3 years’ experience in broker-dealer and/or RIA compliance  
  • Minimum 5 years’ experience managing a team in a broker-dealer or RIA environment 
  • Knowledge of Securities Act of ‘33, Investment Advisers Act of ‘40, Investment Company Act of ‘40 and broad knowledge of various federal and state regulations 

Technical Skills 

  • Familiarity with Charles Schwab RIA custodial platform and operational processes preferred 
  • Proficient with Orion portfolio management software and Salesforce CRM software preferred 
  • Proficient in Microsoft Office suite (Word, Excel, etc.) required 
  • Strong general IT infrastructure knowledge preferred  

Other Skills and Experience:

  • Self starter and problem solver who is able to anticipate hurdles and design business processes accordingly 
  • Passionate about helping people while displaying a warm and engaging personality in all interactions 
  • Fanatical attention to detail with a track record of letting nothing slip through the cracks 
  • Excellent ability to prioritize and manage several tasks at once  
  • Outstanding ability to think on your feet and empathize with high net worth clients to resolve issues 
  • Polished presentation skills with the ability to explain complex topics in a simplified manner to both team members and clients 
  • Proven ability to delegate, manage, and train others to meet service expectations while maintaining the mindset of a servant leader  
  • Excellent professional verbal and written communication skills with the ability to craft business communications free from punctuation and grammatical errors 

Compensation:

  • Salary is commensurate with experience 
  • Employees may earn quarterly bonuses based on firm wide goals and individual performance goals 
       Benefits include: 

  • Fully paid health insurance for employees 
  • 401k with match and discretionary profit sharing  
  • Paid vacation 
  • Paid parental leave 
  • Paid time off for volunteer/service projects 
  • Paid FPA membership 
  • Ongoing career development, including training/certification reimbursement 

To Apply:

  • Please complete the Director of Ops/CCO Questionnaire. You will be able to submit your resume and cover letter here as well. Please note that this job is located in Durham, NC, and we prefer that employees live within 25-30 miles of the office.

COVID-19 Information

  • We are working remotely and will continue to do so until it is safe to return to the office. Our top priority is the health and safety of our team and clients. 

Financial Planning Associate


Who We Are:

Adams Chetwood Wealth Management was founded almost 30 years ago under the Wachovia/Wells Fargo umbrella. In 2015, our four person team left the wirehouse and formed an independent Registered Investment Advisory firm. In this small business environment, we enjoy a close knit culture based on our shared company values, our dedication to treating our clients like family, and a commitment to employees’ personal and professional development. We support the growth of our team toward greater responsibility and new opportunity. We all enjoy coming to work every day because we know the end goal of everything we do is to "guide our clients to financial peace of mind.” In short, we love helping people and working together to make that happen.

Who You Are:

Our ideal Financial Planning Associate loves helping clients, assisting in building and updating financial plans, and helping to implement planning recommendations. You are poised and polished in dealing with high net worth clients and have excellent communication skills. You enjoy utilizing your exceptional analytical and problem-solving skills to manage portfolio rebalancing, resolve client planning questions, and ensure each meeting moves the client’s plan forward.

You have a fanatical attention to detail and have high standards of excellence for yourself. You are comfortable being fully accountable for complex trading on a per-client basis as well as firm wide. You understand and can calculate the tax consequences of plan implementation from investment changes to charitable gifts to retirement income updates.

You understand the weight of dealing with a family’s life savings, and to that end, you let nothing slip through the cracks in the planning or trading process. Finally, you are always humble, and a true team player, and as such, you embody the firm values of continuous improvement, wisdom, ownership, family and stewardship. 

Job Summary: 

The Financial Planning Associate is integral to our clients’ financial success and the success of our organization.  In this role, you will keep clients’ financial plans up to date and prepare the Senior Advisors for all review meetings by preparing a comprehensive agenda. The Financial Planning associate will also handle the majority of client trades and help ensure that client portfolios match the financial plan’s recommendation. 

You will also serve as a primary or secondary point of contact for select client relationships, helping to answer their planning questions and coordinating with the client’s CPA or attorney as needed. Finally, the Financial Planning Associate will stay up to date on estate and tax law changes, and make sure these changes are being noted in client plans and meeting agendas. 

Job Description:

80% - Financial Planning

  • Prepare and update financial plans for clients and prospects using MoneyGuidePro software  
  • Prepare all supplemental materials for client review meetings which includes education funding reports, a comprehensive agenda, and annuity updates (if applicable)
  • Analyze client annuities to understand features, benefits, and tax implications
  • Stay up to date on estate and tax law changes and make sure these changes are reflected in clients’ plans
  • Answer clients’ financial planning questions
  • Coordinate with a client’s CPA or estate attorney to help implement planning recommendations

 20% - Trading / Portfolio Rebalancing 

  • Rebalance client portfolios per plan specifications
  • Invest client deposits and contributions
  • Sell for client distribution needs
  • Implement portfolio model changes on a firm wide basis
  • Review all client portfolios on a quarterly basis to ensure excess cash is invested

Qualifications:

Experience 

  • Bachelor’s degree (preferably in Business Management, Economics, or Finance) required
  • CFP certification required
  • Minimum of 3 years’ experience in utilizing your CFP education to prepare and update financial plans
  • Minimum of 3 years’ experience in executing portfolio rebalances

Technical Skills 

  • Familiarity with Charles Schwab RIA custodial platform preferred
  • Proficient with Orion portfolio management software and Salesforce CRM software preferred
  • Proficiency in Microsoft Excel required (especially as it relates to trading and tax calculations)

Soft Skills 

  • Passionate about helping people while displaying a warm and engaging personality in all interactions
  • Fanatical attention to detail with a track record of letting nothing slip through the cracks
  • Excellent ability to prioritize and manage several tasks at once
  • Outstanding ability to think on your feet and empathize with high net worth clients to resolve issues
  • Polished presentation skills with the ability to explain complex topics in a simplified manner to clients
  • Excellent professional verbal and written communication skills with the ability to craft business communications free from punctuation and grammatical errors

Compensation:

  • Salary is commensurate with experience 
  • Employees may earn quarterly bonuses based on firm wide goals and individual performance goals 
       Benefits include: 

  • Fully paid health insurance for employees 
  • 401k with match and discretionary profit sharing  
  • Paid vacation 
  • Paid parental leave 
  • Paid time off for volunteer/service projects 
  • Paid FPA membership 
  • Ongoing career development, including training/certification reimbursement 

To Apply:

Please complete the Financial Planning Associate Questionnaire. You will be able to submit your resume and cover letter here as well. Please note that this job is located in Durham, NC, and we prefer that employees live within 25-30 miles of the office.

COVID-19 Information

We are working remotely and will continue to do so until it is safe to return to the office. Our top priority is the health and safety of our team and clients.