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Peace of mind comes with a plan...

Let us give you the confidence to enjoy the retirement you've always wanted.




Helping You Get the Most Out of Life’s Second Chapter.


Some transitions in life are expected, like retirement, and others can be unforeseen and devastating, like the loss of a spouse. Such drastic life events have significant effects on your income, net worth, and sense of stability, and it can be difficult to face the financial impacts of these changes while dealing with the emotional challenges.

At Adams Chetwood, we have decades of experience walking clients through times of transition and helping them establish a new financial path that brings back a sense of clarity and peace.



Our clients are pre-retirees and retirees who have $1 million or more in investable assets.

They value transparency, quality, and wisdom in our relationship.


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How can I do what I want in retirement, when I want, and not worry about money?


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WHO WE ARE


The ACWM Difference

We specialize in helping people through major life transitions such as career change, retirement, and divorce - times when one central team is most needed to coordinate all the aspects of these complex times. We believe strongly in proactive wealth management and work to coordinate with your CPA’s, estate attorneys, and other professionals to ensure you benefit the most from the implementation of your plan.




Your Team

Rick Adams, MFS Photo

Rick Adams, MFS

Managing Partner
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Rick Adams

rick.adams@adamschetwood.com

RICK ADAMS began his career as a financial advisor with Wheat First Securities in 1989 remaining with the firm for twenty-five years. During his time there, the company carried six different brand names, the last being Wells Fargo Advisors. He spent much of his career as a Senior Vice-President, Investment Officer eventually leaving Wells as a Managing Partner.

Rick earned a Bachelor of Arts degree from the University of North Carolina at Chapel Hill. After graduation, he spent one year studying market economics at Grove City College in Pennsylvania. It was here while learning to apply the principles of macroeconomics to stock analysis that he developed his passion for finance. Throughout his career Rick has continued to hone his skills by taking classes in mathematics, statistics, finance, and accounting.

In May 2015, Rick along with business partner Eric Chetwood left Wells Fargo Advisors to form Adams Chetwood Wealth Management Group. Today, Rick focuses on delivering customized investment planning strategies for high-net-worth individuals, families and institutions. 

In August 2017, Rick earned his Masters of Finance degree from Northeastern University where he further developed his analytical and financial management skills.

In 1987, Rick married Jane Woodson Adams. The couple have four adult children residing in North Carolina, Colorado, and Louisiana. Rick is committed to helping his community prosper. He serves on the Board of Trustees for Durham Technical Community College and chairs Parents for Educational Freedom in North Carolina. He is also an elder at Restoration Church here in Durham. Rick carries a passion for young people in this area, currently serving on the local board for Young Life. He has also served as a member of the Board of Trustees of Trinity School and the Agapé Corner School, which serves at-risk, inner city youth. For ten years he was on the Board of Directors of Pregnancy Support Services in Durham. 

Eric Chetwood, CFP® Photo

Eric Chetwood, CFP®

Managing Partner
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Eric Chetwood, CFP®

eric.chetwood@adamschetwood.com

Eric Chetwood, CFP® graduated from the Kenan-Flagler Business School at the University of North Carolina at Chapel Hill in 2003 with a Bachelor’s degree in Business Administration. His primary responsibilities consist of helping clients with comprehensive financial planning and portfolio construction.

In 2007, Eric completed coursework and successfully passed the Certified Financial Planner exam. This year-long curriculum and 10 hour final exam covered various aspects of financial planning.

Away from the office, Eric enjoys effecting change in the local community. He was chosen to participate in the 2007 Leadership Durham program and the 2009 Leadership Triangle program. Currently, Eric serves as a directional Elder at the Summit Church. He also serves on the board of directors for the Samaritan Health Center, an organization that provides medical care to uninsured and low income families in Durham. He and his wife, Allison, have one son and are passionate about adoption advocacy as well as leveraging their gifts and resources to alleviate physical and spiritual poverty through microfinance and social businesses. Eric and Allison’s hobbies include dancing, traveling, and cheesecake.

Michelle Disney, CFP® Photo

Michelle Disney, CFP®

Chief Operations Officer
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Michelle Disney, CFP®

michelle.disney@adamschetwood.com

Michelle Disney graduated from the Kenan-Flagler Business School at the University of North Carolina at Chapel Hill with a degree in Business Administration and a concentration in Marketing.  Michelle has obtained her Series 66 securities registration in addition to the North Carolina Life and Health Insurance license.

In 2010, Michelle went on to earn the CERTIFIED FINANCIAL PLANNER certification by completing a rigorous course of study and series of exams covering topics such as insurance and estate planning, employee benefit and tax planning, as well as investment and retirement planning.

As the Chief Operations Officer and Chief Compliance Officer, Michelle’s responsibilities include crafting client financial plans, managing clients’ investment portfolios, directing firm operations, managing the firm’s compliance policies, supervising staff, and directing the business’ marketing initiatives.

Away from the office, Michelle is involved with animal welfare groups including the Coalition to Unchain Dogs and the Humane Society of the United States.

Katherine Edwards, CFP® Photo

Katherine Edwards, CFP®

Financial Planning Associate
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Katherine Edwards

katherine.edwards@adamschetwood.com

Originally from Charlotte, NC, Katherine graduated from UNC Chapel Hill in 2011 and then worked for two years as a Branch Service Associate at UBS Financial Services, handling client operations across two complexes. Katherine went on to earn her Series 7 and Series 66 investment licenses and then joined the Adams Chetwood Wealth Management group in March 2016 as a Registered Client Associate.

In July 2017, Katherine was authorized by the Certified Financial Planner Board of Standards (CFP Board) to use the CERTIFIED FINANCIAL PLANNER™ and CFP® certification marks in accordance with CFP Board certification and renewal requirements.

The CFP® marks identify those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering the following areas: professional conduct and regulation, general financial planning principles, education planning, risk management and insurance planning, investment planning, tax planning, retirement savings and income planning, and estate planning.

As a Financial Planning Associate, Katherine handles operational requests and also helps clients plan for retirement, budget for college savings, review their investments, and analyze their estate planning strategies.

Outside of work, Katherine enjoys running, traveling, reading, serving at her church in the children’s ministry, and learning how to cook new dishes.

Rebecca Gatlin Photo

Rebecca Gatlin

Client Associate
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Rebecca Gatlin

rebecca.gatlin@adamschetwood.com

Rebecca Gatlin joined the Adams Chetwood Wealth Management Group in October 2016 as a Client Associate. In September 2017, Rebecca earned her NC Life and Health insurance license, and her duties include helping clients obtain life insurance policies as needed, handling client operational requests, and implementing marketing initiatives.

Rebecca joined us from Jenny Craig where she worked as a Weight Loss Consultant counseling clients working towards health and fitness goals. In her previous role, Rebecca developed impeccable client service skills, and after working through the Dave Ramsey “Financial Peace” course in her spare time, she developed an interest in combining her love of helping people with her passion for personal financial management.

A graduate of NC State University, Rebecca earned her degree in Nutrition Science in December 2014. She and her husband Michael were married in May 2016, and so Rebecca is enjoying life as a newlywed and also as a mother to their black lab puppy, Olive. In her spare time, Rebecca enjoys traveling, reading, and updating their meticulous budget spreadsheet!

Dream Big, But Plan Accordingly.

WHAT WE DO


Simplify and Organize



Simplifying and organizing your financial life is essential to gaining control over your finances. Together, we will evaluate every aspect of your current financial plan so that you can begin to recognize the financial future of your dreams.


Financial Planning


After an in depth discussion with you regarding your financial situation, we will dive into developing a financial plan for you.

We will build a plan that provides the specific, actionable steps needed to improve your financial standing. Your plan may include some of the following topics and more:


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Retirement Planning

Retirement is inevitable. We cannot control the passing of time. That's why we want to help you take control of your retirement planning today. During the financial planning process, we can discuss where you want to be financially during retirement and map out a strategy to get you there.

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Estate Investment Planning

Estate planning is a critical step in planning for your family’s future. Having a well thought out plan in case you become incapacitated or predecease your children will make such challenging times easier to navigate for loved ones left behind. We will coordinate with your estate attorney to make sure your wishes are properly documented and implemented.

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Education

The cost of college education is constantly growing, and the key to preparing for your child’s future is saving as soon as possible and utilizing the proper investment vehicle. We will help you effectively plan for your child’s education needs.

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Insurance Analysis

Preparing for the unknown can be stressful. We will review your current insurance plan and search for any inefficiencies in your coverage. From there, we can help make the necessary adjustments to protect you and your family from unforeseen risks.


Investment Management


The investment plan is a byproduct of the overall financial plan. Everyone is different, and so we create a customized investment plan based on your individual needs and circumstances.  Your goals and your tolerance for risk are the two main ingredients that go into making your plan uniquely yours. 

Investing is a long-term endeavor. Most of us aim to build wealth over time, but it can be challenging. We believe it is necessary to have a clear sense of your goals and objectives (why you are investing in the first place), and then stick with a disciplined investment strategy.



Typical Client Review




What is your financial finish line? We can help you get there. 


Our goal is to guide you to a position, financially, so that you can do what you want, when you want, without worrying about money.


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WHY WORK WITH US?


We will not be right all of the time, but we will be wise all of the time. And we know that being wise all of the time will lead to being right enough of the time.

- Rick Adams, Managing Partner

NEWSLETTER

Check out our past newsletters below for helpful financial planning information and insights.


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CONTACT US


Adams Chetwood Wealth Management is based in the Raleigh-Durham area, but we are available for meetings by whichever means you prefer (phone, webX, or in-person).   

Please click below to schedule a meeting. You can also email or call us to set up your first consultation. We look forward to helping you simplify and organize your financial life.

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By failing to plan, you are planning to fail.

- Benjamin Franklin